Non-QM Hard Money & DSCR Loans for Investors | Capital Kings

Your Deal.
Our Simple Process.

One application. Multiple lenders competing for your deal. A system built to save you time and money, with every term and number transparent.

Non-QM Mortgage Brokerage • For Real Estate Investors
Capital Kings Mini Term Sheet Capital Kings, LLC Live
Your deal
$50K$1.5M
$0$500K
$100K$3M
Your terms
Loan Amount$390,000
of purchase + 100% of rehab
Current LTV70.9% 75% MAX
Loan-to-Value of ARV
Down Payment$35,000
Closing Costs & Fees$17,550
Lender and broker fees, title, insurance, appraisal and prepaid interest
Total Cash to Close$52,550
Proof of Funds RequiredDown + fees + holdback + 6 mo. interest$93,706
See Your Full Term Sheet →
15%
Minimum Down
7 Days
Typical Close
860
FICO Required
W-2?
Required

Apply & View Your Terms Instantly

No phone tag. No waiting weeks. Submit your deal and get a preliminary term sheet on the spot, then track everything in your borrower portal from application to close.

1
Apply in 3 Minutes
Answer a few questions about your deal: property, loan type, and your priorities. No account needed to start.
Step 1 of 12
Property Address
123 Main St |
123 Main Street Houston, TX
123 Main Street Spring, TX
Address & Authentication verified by Google API
3
Get Pre-Approved
See the maximum amount you can get pre-approved for in seconds. No account, no credit pull required.
Total Pre-Approved Amount
$276,579
$241,579
Max Purchase Price
+
$35,000
Rehab Holdback
Total Cash to Close$35,517
Proof of FundsDown + fees + holdback + 6 mo. interest$60,519
4
Your Deal. One Dashboard.
Upload docs, track your status, and reach Micah directly. All from your borrower portal, from application to close.
Documents
2 of 3 uploaded
Property Contract Under review · 2
Purchase Agreement.pdf PDF Jul 13 View
Bank Statements Approved
June Statement.pdf PDF Jul 12 View
Rehab Budget Needed
Drop your rehab budget PDF, JPG or PNG Upload
Direct Line to Micah

Capital Built for Every Strategy

Whether you're flipping, building, pulling equity, or buying and holding. We have the right capital structure for your deal.

States We Lend In

Coverage where investors actually buy, with deep roots and specialized expertise in Texas investor markets.

Active in 37 states
Texas, our home market
Not currently available
37
States Available
TX
Primary Market
Fast closes, nationwide.
Capital Kings Tap a gold state to see its local loan programs
Browse Loan Programs by State All 37 states →
Browse all 37 states

Your Broker. Your Advocate.

Micah Foster, Founder & CEO, Capital Kings
Micah Foster
Founder & CEO, Capital Kings

A letter from the founder

I started Capital Kings because I saw too many investors flying blind on their financing. I'm the kind of person who asks a million questions to understand a concept, and I wanted to build a brokerage where investors feel totally safe doing the same. When you're managing a flip, you need someone in your corner whose only job is to fight for your deal, translate the jargon, and make sure you close with confidence. That's exactly what Capital Kings is built to be.

Micah Foster signature
Most Recent YouTube Video
Realtors: Get an instant term sheet on any deal in 60 seconds
Realtors: Get an Instant Term Sheet on Any Deal in 60 Seconds
The Capital Kings Standard
1
Same-day answers
Your deal gets a real read within hours. No week of phone tag before you know where you stand.
2
Every number on the table
Rate, points, fees, and cash-to-close, spelled out in writing before you commit to anything.
3
Lenders compete for your deal
One application, shopped across the whole network. You see the best structure, not the first offer.
4
A direct line to your broker
You reach Micah's cell directly, not a call center. Text or call anytime.

We don't work for the lenders.
We work for you.

The Capital Kings Blog

Strategies, market updates, and financing insights for serious real estate investors.

Let's Fund Your
Next Deal

I work for you, not the bank. Let's find the right loan for your deal.

Apply Now →
About 3 minutes. No credit pull. Every number in writing.