Wyoming Hard Money Lenders & DSCR Loans | Capital Kings
Broker, Not a Lender

Hard Money &
DSCR Loans in Wyoming

Capital Kings brokers Wyoming investor loans. Hard money, DSCR, and bridge across Cheyenne, Casper, Laramie, and Jackson. WY is a smaller-volume but high-quality investor market with strong tax advantages (no state income tax) and steady demand in the primary metros.

By Micah Foster·Last updated
350+lenders shopped for you37states servedReal brokernot a call center

What You Can Get in Wyoming

Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close

Capital That Funds Wyoming Deals

Jackson is one of the country's most exclusive STR markets and our DSCR lenders price Jackson STR deals on projected income with luxury-aware appraisers. Cheyenne and Casper trade like standard secondary metros with healthy rental yields. WY's investor-friendly tax environment keeps capital flowing in.

Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Wyoming flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Wyoming buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Wyoming growth corridors, from single homes to small multifamily.

Cities We Fund Across Wyoming

Active lending across Wyoming's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.

See what the numbers look like in Wyoming before you apply

Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.

Built for Wyoming Investors

You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.

Jackson luxury STR DSCR loans
Cheyenne / Casper buy-and-hold rentals
Bridge financing for value-add deals

Wyoming Lending FAQ

Do you lend hard money loans in Wyoming?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Wyoming through our 350+ lender network. We close Wyoming deals in as little as 7 days.
What cities in Wyoming does Capital Kings lend in?
We broker investor loans statewide in Wyoming, with active deal flow in Cheyenne, Casper, Laramie, Gillette, Rock Springs and the surrounding metros.
Do you offer DSCR rental loans in Wyoming?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Wyoming on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Wyoming hard money loan close?
Most Wyoming fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Wyoming fix-and-flip loan?
It depends on the deal. Most Wyoming hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Micah Foster
Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →

Ready to fund your Wyoming deal?

Submit your scenario in under 3 minutes. We shop our 350+ lender network and come back with real terms, not a generic rate sheet.

Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Wyoming are originated by partner lenders licensed to lend in Wyoming. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
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