Capital Kings brokers hard money loans, DSCR rentals, and fix-and-flip financing across Colorado. Denver, Colorado Springs, Aurora, Fort Collins, and the Front Range. With 350+ lender relationships, we shop your deal to get the best rate and structure for the Colorado investor market.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Colorado
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Colorado Deals
Colorado is one of the most competitive flip markets in the country and the deal speed reflects it. Investors who can close in 7 days routinely win bidding wars over slower buyers. Our network includes Colorado-focused lenders who underwrite Denver-area ARVs accurately and don't panic over the high price points.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Colorado flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Colorado buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Colorado growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Colorado
Active lending across Colorado's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Colorado before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Colorado Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
7-day close on Denver / Colorado Springs flips
DSCR loans for SFR & 2-4 unit rentals statewide
Ground-up new construction up to 85% LTC
Bridge financing for seasoned Colorado investors
Common Questions
Colorado Lending FAQ
Do you lend hard money loans in Colorado?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Colorado through our 350+ lender network. We close Colorado deals in as little as 7 days.
What cities in Colorado does Capital Kings lend in?
We broker investor loans statewide in Colorado, with active deal flow in Denver, Colorado Springs, Aurora, Fort Collins, Boulder and the surrounding metros.
Do you offer DSCR rental loans in Colorado?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Colorado on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Colorado hard money loan close?
Most Colorado fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Colorado fix-and-flip loan?
It depends on the deal. Most Colorado hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Colorado Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Colorado deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Colorado are originated by partner lenders licensed to lend in Colorado. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender