Licensed & LendingHard Money & DSCR Loans in Colorado
Capital Kings funds hard money loans, DSCR rentals, and fix-and-flip financing across Colorado. Denver, Colorado Springs, Aurora, Fort Collins, and the Front Range. With 270+ lender relationships, we shop your deal to get the best rate and structure for the Colorado investor market.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Colorado Deals
Colorado is one of the most competitive flip markets in the country and the deal speed reflects it. Investors who can close in 7 days routinely win bidding wars over slower buyers. Our network includes Colorado-focused lenders who underwrite Denver-area ARVs accurately and don't panic over the high price points.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Colorado fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Colorado buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Colorado growth corridors specifically.
Active Markets
Cities We Fund Across Colorado
Active lending across Colorado's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Colorado Investors
7-day close on Denver / Colorado Springs flips
Available statewide for Colorado investors.
DSCR loans for SFR & 2-4 unit rentals statewide
Available statewide for Colorado investors.
Ground-up new construction up to 85% LTC
Available statewide for Colorado investors.
Bridge financing for seasoned Colorado investors
Available statewide for Colorado investors.
Common Questions
Colorado Lending FAQ
Do you lend hard money loans in Colorado?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Colorado through our 270+ lender network. We close Colorado deals in as little as 7 days.
What cities in Colorado does Capital Kings lend in?
We fund investor loans statewide in Colorado, with active deal flow in Denver, Colorado Springs, Aurora, Fort Collins, Boulder and the surrounding metros.
Do you offer DSCR rental loans in Colorado?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Colorado on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Colorado hard money loan close?
Most Colorado fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Colorado fix-and-flip loan?
As little as 0% down on the right deal. Most Colorado hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Colorado can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Colorado Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Colorado deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Colorado deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Colorado are originated by partner lenders licensed to lend in Colorado. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.