Capital Kings brokers Kansas real estate investors with hard money, DSCR rental loans, and bridge financing. The Kansas City metro (Johnson County side) and Wichita are the most active investor markets we serve in KS.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Kansas
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Kansas Deals
Kansas City spans two states, and our lender network includes shops that handle both sides. Important when a deal in Overland Park needs different documentation than one in Independence. For Wichita, the lower price points keep BRRRR strategies attractive and our DSCR lenders price accordingly.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Kansas flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Kansas buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Kansas growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Kansas
Active lending across Kansas's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Kansas before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Kansas Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
Johnson County flip financing
Wichita DSCR rentals
Bridge financing for value-add multifamily
Common Questions
Kansas Lending FAQ
Do you lend hard money loans in Kansas?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Kansas through our 350+ lender network. We close Kansas deals in as little as 7 days.
What cities in Kansas does Capital Kings lend in?
We broker investor loans statewide in Kansas, with active deal flow in Wichita, Overland Park, Kansas City, Topeka, Olathe and the surrounding metros.
Do you offer DSCR rental loans in Kansas?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Kansas on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Kansas hard money loan close?
Most Kansas fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Kansas fix-and-flip loan?
It depends on the deal. Most Kansas hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Kansas Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Kansas deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Kansas are originated by partner lenders licensed to lend in Kansas. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender