Licensed & LendingHard Money & DSCR Loans in Louisiana
Capital Kings funds Louisiana real estate investors. Hard money, DSCR, and bridge financing across New Orleans, Baton Rouge, and the Gulf Coast markets. Louisiana has unique title and insurance dynamics, and our lender network includes shops that handle them correctly.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Louisiana Deals
New Orleans short-term rental zoning is its own world, and most national lenders won't touch a NOLA deal because of it. We work with lenders who understand the STR overlay zoning, the flood-zone insurance requirements, and the title quirks that make Louisiana different. For Baton Rouge and Lafayette, the dynamic is more straightforward and rental yields are healthy.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Louisiana fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Louisiana buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Louisiana growth corridors specifically.
Active Markets
Cities We Fund Across Louisiana
Active lending across Louisiana's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Louisiana Investors
New Orleans STR-zoned DSCR loans
Available statewide for Louisiana investors.
Flood-zone-aware underwriting
Available statewide for Louisiana investors.
Bridge financing for value-add multifamily
Available statewide for Louisiana investors.
Common Questions
Louisiana Lending FAQ
Do you lend hard money loans in Louisiana?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Louisiana through our 270+ lender network. We close Louisiana deals in as little as 7 days.
What cities in Louisiana does Capital Kings lend in?
We fund investor loans statewide in Louisiana, with active deal flow in New Orleans, Baton Rouge, Shreveport, Lafayette, Lake Charles and the surrounding metros.
Do you offer DSCR rental loans in Louisiana?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Louisiana on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Louisiana hard money loan close?
Most Louisiana fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Louisiana fix-and-flip loan?
As little as 0% down on the right deal. Most Louisiana hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Louisiana can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Louisiana Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Louisiana deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Louisiana deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Louisiana are originated by partner lenders licensed to lend in Louisiana. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.