Capital Kings brokers Louisiana real estate investors. Hard money, DSCR, and bridge financing across New Orleans, Baton Rouge, and the Gulf Coast markets. Louisiana has unique title and insurance dynamics, and our lender network includes shops that handle them correctly.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Louisiana
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Louisiana Deals
New Orleans short-term rental zoning is its own world, and most national lenders won't touch a NOLA deal because of it. We work with lenders who understand the STR overlay zoning, the flood-zone insurance requirements, and the title quirks that make Louisiana different. For Baton Rouge and Lafayette, the dynamic is more straightforward and rental yields are healthy.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Louisiana flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Louisiana buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Louisiana growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Louisiana
Active lending across Louisiana's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Louisiana before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Louisiana Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
New Orleans STR-zoned DSCR loans
Flood-zone-aware underwriting
Bridge financing for value-add multifamily
Common Questions
Louisiana Lending FAQ
Do you lend hard money loans in Louisiana?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Louisiana through our 350+ lender network. We close Louisiana deals in as little as 7 days.
What cities in Louisiana does Capital Kings lend in?
We broker investor loans statewide in Louisiana, with active deal flow in New Orleans, Baton Rouge, Shreveport, Lafayette, Lake Charles and the surrounding metros.
Do you offer DSCR rental loans in Louisiana?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Louisiana on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Louisiana hard money loan close?
Most Louisiana fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Louisiana fix-and-flip loan?
It depends on the deal. Most Louisiana hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Louisiana Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Louisiana deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Louisiana are originated by partner lenders licensed to lend in Louisiana. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender