Licensed & LendingHard Money & DSCR Loans in Arkansas
Capital Kings funds Arkansas real estate investors with hard money for fix-and-flip, DSCR loans for rentals, and bridge financing for value-add acquisitions. Northwest Arkansas (Bentonville, Fayetteville, Rogers, Springdale) and the Little Rock metro are the hottest investor regions we serve.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Arkansas Deals
The Walmart-driven NWA economy keeps pulling capital into the region, and rental demand from corporate tenants in Bentonville is one of the strongest yield stories in the South. Our DSCR lenders understand NWA price-to-rent dynamics and underwrite the deal on cash flow, not just credit.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Arkansas fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Arkansas buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Arkansas growth corridors specifically.
Active Markets
Cities We Fund Across Arkansas
Active lending across Arkansas's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Arkansas Investors
NWA fix-and-flip closes in 7-10 days
Available statewide for Arkansas investors.
DSCR rental loans with corporate-tenant comps
Available statewide for Arkansas investors.
Bridge financing for 5-10 unit acquisitions
Available statewide for Arkansas investors.
Common Questions
Arkansas Lending FAQ
Do you lend hard money loans in Arkansas?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Arkansas through our 270+ lender network. We close Arkansas deals in as little as 7 days.
What cities in Arkansas does Capital Kings lend in?
We fund investor loans statewide in Arkansas, with active deal flow in Little Rock, Fayetteville, Bentonville, Fort Smith, Jonesboro and the surrounding metros.
Do you offer DSCR rental loans in Arkansas?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Arkansas on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Arkansas hard money loan close?
Most Arkansas fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Arkansas fix-and-flip loan?
As little as 0% down on the right deal. Most Arkansas hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Arkansas can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Arkansas Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Arkansas deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Arkansas deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Arkansas are originated by partner lenders licensed to lend in Arkansas. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.