Capital Kings brokers Arkansas real estate investors with hard money for fix-and-flip, DSCR loans for rentals, and bridge financing for value-add acquisitions. Northwest Arkansas (Bentonville, Fayetteville, Rogers, Springdale) and the Little Rock metro are the hottest investor regions we serve.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Arkansas
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Arkansas Deals
The Walmart-driven NWA economy keeps pulling capital into the region, and rental demand from corporate tenants in Bentonville is one of the strongest yield stories in the South. Our DSCR lenders understand NWA price-to-rent dynamics and underwrite the deal on cash flow, not just credit.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Arkansas flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Arkansas buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Arkansas growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Arkansas
Active lending across Arkansas's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Arkansas before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Arkansas Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
NWA fix-and-flip closes in 7-10 days
DSCR rental loans with corporate-tenant comps
Bridge financing for 5-10 unit acquisitions
Common Questions
Arkansas Lending FAQ
Do you lend hard money loans in Arkansas?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Arkansas through our 350+ lender network. We close Arkansas deals in as little as 7 days.
What cities in Arkansas does Capital Kings lend in?
We broker investor loans statewide in Arkansas, with active deal flow in Little Rock, Fayetteville, Bentonville, Fort Smith, Jonesboro and the surrounding metros.
Do you offer DSCR rental loans in Arkansas?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Arkansas on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can an Arkansas hard money loan close?
Most Arkansas fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for an Arkansas fix-and-flip loan?
It depends on the deal. Most Arkansas hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Arkansas Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Arkansas deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Arkansas are originated by partner lenders licensed to lend in Arkansas. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender