Licensed & LendingHard Money & DSCR Loans in Mississippi
Capital Kings funds Mississippi investor loans. Hard money, DSCR, and bridge across Jackson, the Gulf Coast, and the DeSoto County / Memphis suburbs. Mississippi entry prices stay low and rental yields remain among the strongest in the Southeast.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Mississippi Deals
DeSoto County (Southaven, Olive Branch, Horn Lake) is the suburban side of Memphis and trades like a high-cash-flow rental market. Exactly what DSCR investors are looking for. Gulf Coast deals tap STR demand and our lenders price both straightforwardly.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Mississippi fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Mississippi buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Mississippi growth corridors specifically.
Active Markets
Cities We Fund Across Mississippi
Active lending across Mississippi's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Mississippi Investors
DeSoto County DSCR rentals (Memphis suburbs)
Available statewide for Mississippi investors.
Gulf Coast STR financing
Available statewide for Mississippi investors.
Fix-and-flip closes in 7-10 days statewide
Available statewide for Mississippi investors.
Common Questions
Mississippi Lending FAQ
Do you lend hard money loans in Mississippi?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Mississippi through our 270+ lender network. We close Mississippi deals in as little as 7 days.
What cities in Mississippi does Capital Kings lend in?
We fund investor loans statewide in Mississippi, with active deal flow in Jackson, Gulfport, Southaven, Hattiesburg, Biloxi and the surrounding metros.
Do you offer DSCR rental loans in Mississippi?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Mississippi on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Mississippi hard money loan close?
Most Mississippi fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Mississippi fix-and-flip loan?
As little as 0% down on the right deal. Most Mississippi hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Mississippi can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Mississippi Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Mississippi deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Mississippi deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Mississippi are originated by partner lenders licensed to lend in Mississippi. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.