Licensed & LendingHard Money & DSCR Loans in Connecticut
Capital Kings funds non-QM investor loans in Connecticut. Fix-and-flip, DSCR rental, and bridge across Hartford, New Haven, Stamford, and Bridgeport. CT is a high-tax, high-cost state where deal margins are tight, so getting the right lender match matters more than usual.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Connecticut Deals
The Northeast investor playbook is different. Slower permits, tougher zoning, but stronger rents per dollar invested. Our DSCR lenders handle the lower cap rates that come with CT pricing, and our fix-and-flip lenders understand the local timeline realities.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Connecticut fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Connecticut buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Connecticut growth corridors specifically.
Active Markets
Cities We Fund Across Connecticut
Active lending across Connecticut's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Connecticut Investors
Fix-and-flip closes despite CT zoning timelines
Available statewide for Connecticut investors.
DSCR loans tuned for Northeast rent levels
Available statewide for Connecticut investors.
Bridge financing for value-add multifamily
Available statewide for Connecticut investors.
Common Questions
Connecticut Lending FAQ
Do you lend hard money loans in Connecticut?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Connecticut through our 270+ lender network. We close Connecticut deals in as little as 7 days.
What cities in Connecticut does Capital Kings lend in?
We fund investor loans statewide in Connecticut, with active deal flow in Hartford, New Haven, Bridgeport, Stamford, Waterbury and the surrounding metros.
Do you offer DSCR rental loans in Connecticut?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Connecticut on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Connecticut hard money loan close?
Most Connecticut fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Connecticut fix-and-flip loan?
As little as 0% down on the right deal. Most Connecticut hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Connecticut can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Connecticut Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Connecticut deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Connecticut deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Connecticut are originated by partner lenders licensed to lend in Connecticut. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.