Licensed & LendingHard Money & DSCR Loans in New Hampshire
Capital Kings funds New Hampshire investor loans. Hard money, DSCR, and bridge in Manchester, Nashua, Concord, and across the state. NH benefits from no state income tax and proximity to Boston, which keeps rental demand consistent.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds New Hampshire Deals
Manchester and Nashua trade as Boston-spillover markets. Strong tenant demand, healthy yields relative to MA pricing, and growing investor interest. Lakes Region and White Mountains STR deals get priced on projected income with our STR-friendly lenders.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for New Hampshire fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for New Hampshire buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. New Hampshire growth corridors specifically.
Active Markets
Cities We Fund Across New Hampshire
Active lending across New Hampshire's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for New Hampshire Investors
Manchester / Nashua DSCR rentals
Available statewide for New Hampshire investors.
Lakes Region STR financing
Available statewide for New Hampshire investors.
Bridge for value-add multifamily
Available statewide for New Hampshire investors.
Common Questions
New Hampshire Lending FAQ
Do you lend hard money loans in New Hampshire?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across New Hampshire through our 270+ lender network. We close New Hampshire deals in as little as 7 days.
What cities in New Hampshire does Capital Kings lend in?
We fund investor loans statewide in New Hampshire, with active deal flow in Manchester, Nashua, Concord, Dover, Rochester and the surrounding metros.
Do you offer DSCR rental loans in New Hampshire?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across New Hampshire on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a New Hampshire hard money loan close?
Most New Hampshire fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a New Hampshire fix-and-flip loan?
As little as 0% down on the right deal. Most New Hampshire hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in New Hampshire can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
New Hampshire Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every New Hampshire deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your New Hampshire deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in New Hampshire are originated by partner lenders licensed to lend in New Hampshire. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.