New Hampshire Hard Money Lenders & DSCR Loans | Capital Kings
Broker, Not a Lender

Hard Money &
DSCR Loans in New Hampshire

Capital Kings brokers New Hampshire investor loans. Hard money, DSCR, and bridge in Manchester, Nashua, Concord, and across the state. NH benefits from no state income tax and proximity to Boston, which keeps rental demand consistent.

By Micah Foster·Last updated
350+lenders shopped for you37states servedReal brokernot a call center

What You Can Get in New Hampshire

Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close

Capital That Funds New Hampshire Deals

Manchester and Nashua trade as Boston-spillover markets. Strong tenant demand, healthy yields relative to MA pricing, and growing investor interest. Lakes Region and White Mountains STR deals get priced on projected income with our STR-friendly lenders.

Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for New Hampshire flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For New Hampshire buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in New Hampshire growth corridors, from single homes to small multifamily.

Cities We Fund Across New Hampshire

Active lending across New Hampshire's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.

See what the numbers look like in New Hampshire before you apply

Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.

Built for New Hampshire Investors

You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.

Manchester / Nashua DSCR rentals
Lakes Region STR financing
Bridge for value-add multifamily

New Hampshire Lending FAQ

Do you lend hard money loans in New Hampshire?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across New Hampshire through our 350+ lender network. We close New Hampshire deals in as little as 7 days.
What cities in New Hampshire does Capital Kings lend in?
We broker investor loans statewide in New Hampshire, with active deal flow in Manchester, Nashua, Concord, Dover, Rochester and the surrounding metros.
Do you offer DSCR rental loans in New Hampshire?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across New Hampshire on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a New Hampshire hard money loan close?
Most New Hampshire fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a New Hampshire fix-and-flip loan?
It depends on the deal. Most New Hampshire hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.

Also Lending In

Micah Foster
Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →

Ready to fund your New Hampshire deal?

Submit your scenario in under 3 minutes. We shop our 350+ lender network and come back with real terms, not a generic rate sheet.

Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in New Hampshire are originated by partner lenders licensed to lend in New Hampshire. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
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