Capital Kings brokers Ohio investor loans. Hard money, DSCR, and bridge across Columbus, Cleveland, Cincinnati, and Ohio's secondary markets. Ohio is one of the highest-cash-flow rental markets in the country and our lender network funds there heavily.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Ohio
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Ohio Deals
Cleveland, Cincinnati, and Dayton stay cheap enough that BRRRR still works: buy under $100k, rehab, refinance out, and the rent usually covers it because our DSCR lenders know the local comps. Columbus is the appreciation play, with Intel and the tech migration pulling money into the metro.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Ohio flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Ohio buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Ohio growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Ohio
Active lending across Ohio's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Ohio before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Ohio Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
Cleveland / Cincinnati BRRRR financing
Columbus appreciation-play DSCR loans
Bridge financing for value-add multifamily
Fix-and-flip statewide
Common Questions
Ohio Lending FAQ
Do you lend hard money loans in Ohio?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Ohio through our 350+ lender network. We close Ohio deals in as little as 7 days.
What cities in Ohio does Capital Kings lend in?
We broker investor loans statewide in Ohio, with active deal flow in Columbus, Cleveland, Cincinnati, Toledo, Akron and the surrounding metros.
Do you offer DSCR rental loans in Ohio?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Ohio on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can an Ohio hard money loan close?
Most Ohio fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for an Ohio fix-and-flip loan?
It depends on the deal. Most Ohio hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Ohio Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Ohio deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Ohio are originated by partner lenders licensed to lend in Ohio. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender