Indiana Hard Money Lenders & DSCR Loans | Capital Kings
Broker, Not a Lender

Hard Money &
DSCR Loans in Indiana

Capital Kings brokers Indiana investor loans. Hard money for flips, DSCR for rentals, bridge for value-add. Indianapolis is one of the cleanest cash-flow markets in the Midwest and our lender network funds there constantly.

By Micah Foster·Last updated
350+lenders shopped for you37states servedReal brokernot a call center

What You Can Get in Indiana

Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close

Capital That Funds Indiana Deals

Indianapolis hits the sweet spot for buy-and-hold investors: low entry prices, strong rent-to-price ratios, and stable tenant demand. Our DSCR lenders price Indy rentals aggressively because they know the rent comps well. For flips, the Indianapolis donut suburbs and Fort Wayne are both active.

Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Indiana flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Indiana buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Indiana growth corridors, from single homes to small multifamily.

Cities We Fund Across Indiana

Active lending across Indiana's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.

See what the numbers look like in Indiana before you apply

Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.

Built for Indiana Investors

You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.

Indianapolis BRRRR financing with quick refis
DSCR rentals priced for Midwest cash flow
Fix-and-flip closes in 7-10 days statewide

Indiana Lending FAQ

Do you lend hard money loans in Indiana?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Indiana through our 350+ lender network. We close Indiana deals in as little as 7 days.
What cities in Indiana does Capital Kings lend in?
We broker investor loans statewide in Indiana, with active deal flow in Indianapolis, Fort Wayne, Evansville, South Bend, Bloomington and the surrounding metros.
Do you offer DSCR rental loans in Indiana?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Indiana on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can an Indiana hard money loan close?
Most Indiana fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for an Indiana fix-and-flip loan?
It depends on the deal. Most Indiana hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Micah Foster
Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →

Ready to fund your Indiana deal?

Submit your scenario in under 3 minutes. We shop our 350+ lender network and come back with real terms, not a generic rate sheet.

Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Indiana are originated by partner lenders licensed to lend in Indiana. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
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