Licensed & LendingHard Money & DSCR Loans in Indiana
Capital Kings funds Indiana investor loans. Hard money for flips, DSCR for rentals, bridge for value-add. Indianapolis is one of the cleanest cash-flow markets in the Midwest and our lender network funds there constantly.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Indiana Deals
Indianapolis hits the sweet spot for buy-and-hold investors: low entry prices, strong rent-to-price ratios, and stable tenant demand. Our DSCR lenders price Indy rentals aggressively because they know the rent comps well. For flips, the Indianapolis donut suburbs and Fort Wayne are both active.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Indiana fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Indiana buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Indiana growth corridors specifically.
Active Markets
Cities We Fund Across Indiana
Active lending across Indiana's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Indiana Investors
Indianapolis BRRRR financing with quick refis
Available statewide for Indiana investors.
DSCR rentals priced for Midwest cash flow
Available statewide for Indiana investors.
Fix-and-flip closes in 7-10 days statewide
Available statewide for Indiana investors.
Common Questions
Indiana Lending FAQ
Do you lend hard money loans in Indiana?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Indiana through our 270+ lender network. We close Indiana deals in as little as 7 days.
What cities in Indiana does Capital Kings lend in?
We fund investor loans statewide in Indiana, with active deal flow in Indianapolis, Fort Wayne, Evansville, South Bend, Bloomington and the surrounding metros.
Do you offer DSCR rental loans in Indiana?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Indiana on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Indiana hard money loan close?
Most Indiana fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Indiana fix-and-flip loan?
As little as 0% down on the right deal. Most Indiana hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Indiana can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Indiana Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Indiana deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Indiana deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Indiana are originated by partner lenders licensed to lend in Indiana. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.