Licensed & LendingHard Money & DSCR Loans in Alaska
Capital Kings lends on investment property in Alaska. Hard money, DSCR, and bridge financing for the Anchorage, Fairbanks, and Mat-Su Valley markets. Alaska is a non-standard market for most national lenders, which is exactly why having a broker matters: we know the handful of lenders who actually fund in-state.
7-day fix-and-flip close No personal income docs (DSCR) 270+ lender network
Loan Products
Capital That Funds Alaska Deals
Alaska investor deals require lenders who understand the seasonal market, the smaller comp pool, and the higher carry costs. We match these deals with capital providers that have actually closed in Anchorage or Fairbanks before. Not ones that promise nationwide but back out when they see the address.
Fix & Flip
Hard Money for Flips
7-10 day close, 90% LTC, 100% rehab funded through draws. Built for Alaska fix-and-flip investors who need to win on speed.
DSCR
Rental Property Loans
Qualify on rental income. No W-2s, no tax returns. 30-year fixed available. Designed for Alaska buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
Short-term financing for value-add acquisitions, repositioning, and lease-up. 12-24 month terms, interest-only.
New Construction
Ground-Up Construction
Up to 85-90% LTC for ground-up SFR, townhomes, and small multifamily. Alaska growth corridors specifically.
Active Markets
Cities We Fund Across Alaska
Active lending across Alaska's primary investor markets. Don't see your city? We lend statewide. Submit your deal and we'll match it to the right lender.
Why Capital Kings
Built for Alaska Investors
Lenders with documented Alaska closings
Available statewide for Alaska investors.
Bridge financing for seasonal acquisitions
Available statewide for Alaska investors.
DSCR rental refis on cash-flowing 1-4 unit properties
Available statewide for Alaska investors.
Common Questions
Alaska Lending FAQ
Do you lend hard money loans in Alaska?
Yes. Capital Kings funds hard money, DSCR, bridge, and fix-and-flip loans across Alaska through our 270+ lender network. We close Alaska deals in as little as 7 days.
What cities in Alaska does Capital Kings lend in?
We fund investor loans statewide in Alaska, with active deal flow in Anchorage, Fairbanks, Juneau, Wasilla, Sitka and the surrounding metros.
Do you offer DSCR rental loans in Alaska?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we fund DSCR rentals across Alaska on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Alaska hard money loan close?
Most Alaska fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Alaska fix-and-flip loan?
As little as 0% down on the right deal. Most Alaska hard money lenders ask for 10-15% down on the purchase price, but our network is wider than that. Brand new investors in Alaska can get in with as little as 5% down. Even borrowers with rough credit can usually qualify at 10% down. And investors with a few previous deals under their belt can hit 0% down on the right scenario. 100% of rehab is funded through draw schedules in every case. The right structure depends on your experience, the deal, and what you're trying to accomplish, and that's exactly what we sort out when you submit your scenario.
Learn More
Alaska Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Alaska deal we close.
Adjacent Markets
Also Lending In
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Founder & Broker
Micah Foster
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Connect With Micah →Ready to fund your Alaska deal?
Submit your scenario in under 3 minutes. We shop our 270+ lender network and come back with real terms, not a generic rate sheet.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Alaska are originated by partner lenders licensed to lend in Alaska. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.