Capital Kings brokers Washington investor loans. Hard money, DSCR, and bridge across Seattle, Spokane, Tacoma, and the WA secondary markets. WA pricing demands high-balance lenders and our network is tuned to it.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Washington
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Washington Deals
Seattle metro flips require lenders with appetite for the higher price points and the patience for WA closing timelines. Spokane and Tri-Cities offer more attainable investor entry prices with strong rental fundamentals. Our DSCR lenders fund across both ends of the state.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Washington flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Washington buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Washington growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Washington
Active lending across Washington's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Washington before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Washington Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
Seattle higher-balance fix-and-flip
Spokane DSCR rentals priced for cash flow
Bridge financing for value-add multifamily
New construction in growth corridors
Common Questions
Washington Lending FAQ
Do you lend hard money loans in Washington?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Washington through our 350+ lender network. We close Washington deals in as little as 7 days.
What cities in Washington does Capital Kings lend in?
We broker investor loans statewide in Washington, with active deal flow in Seattle, Spokane, Tacoma, Vancouver, Bellevue and the surrounding metros.
Do you offer DSCR rental loans in Washington?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Washington on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Washington hard money loan close?
Most Washington fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Washington fix-and-flip loan?
It depends on the deal. Most Washington hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Washington Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Washington deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Washington are originated by partner lenders licensed to lend in Washington. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender