Capital Kings brokers hard money and DSCR loans for Georgia investors. Atlanta metro flips, Savannah short-term rentals, Augusta value-adds, and statewide rental portfolio acquisitions. Georgia is one of the most active investor states in the country and we have a deep bench of lenders that fund here every week.
350+lenders shopped for you37states servedReal brokernot a call center
What You Can Get in Georgia
Real ranges, not teaser rates. Your exact terms depend on the property, your experience, and the deal. Submit your scenario and we shop it for actual numbers.
8.99%
Rates from
0-15%
Down (0% on the right deal)
100% LTC
Max leverage
100%
Rehab funded via draws
1.0 DSCR
Rentals qualify from
7-10 days
Typical close
Loan Products
Capital That Funds Georgia Deals
The Atlanta metro alone supports more flip activity than entire states, and our lender network includes shops that specialize in the Cobb / Gwinnett / DeKalb / Fulton spread. For DSCR rentals, the Atlanta cash-flow markets (Stone Mountain, Decatur, College Park) get priced confidently because the rent comps are abundant and our lenders know them.
Fix & Flip
Hard Money for Flips
From 8.99%Up to 90% LTC100% rehab
Purchase plus rehab, funded through draws. Built for Georgia flippers who win on speed.
DSCR
Rental Property Loans
From 1.0 DSCR30-yr fixedNo W-2 or tax returns
Qualify on the rent, not your income. For Georgia buy-and-hold and BRRRR investors.
Bridge
Bridge & Value-Add
12-24 moInterest-only
Short-term capital to acquire, reposition, or stabilize before your long-term takeout.
New Construction
Ground-Up Construction
Up to 85-90% LTCSFR to small multifamily
Ground-up builds in Georgia growth corridors, from single homes to small multifamily.
Active Markets
Cities We Fund Across Georgia
Active lending across Georgia's primary investor markets. Don't see your city? We broker statewide. Submit your deal and we'll match it to the right lender.
See what the numbers look like in Georgia before you apply
Drag your purchase price, rehab, and ARV. These are live estimates on Capital Kings terms, from the same calculator we run on real deals.
Why Capital Kings
Built for Georgia Investors
You're hiring a broker, not a lender. One application, 350+ lenders shopped, and we bring you the best fit for the deal instead of pitching a single product.
Atlanta fix-and-flip closes in 7 days
DSCR rentals throughout metro Atlanta + secondary cities
Bridge financing for Georgia multifamily
Ground-up new construction in growth submarkets
Common Questions
Georgia Lending FAQ
Do you lend hard money loans in Georgia?
Yes. Capital Kings brokers hard money, DSCR, bridge, and fix-and-flip loans across Georgia through our 350+ lender network. We close Georgia deals in as little as 7 days.
What cities in Georgia does Capital Kings lend in?
We broker investor loans statewide in Georgia, with active deal flow in Atlanta, Savannah, Augusta, Columbus, Macon and the surrounding metros.
Do you offer DSCR rental loans in Georgia?
Yes. DSCR loans qualify the property on rental income (not your personal W-2), and we broker DSCR rentals across Georgia on single-family, 2-4 unit, and small multifamily properties. Including short-term rentals where projected Airbnb income is allowed.
How fast can a Georgia hard money loan close?
Most Georgia fix-and-flip deals close in 7-10 business days. We have lenders in our network who can close in as few as 5 days for clean files with title and appraisal ready.
What's the minimum down payment for a Georgia fix-and-flip loan?
It depends on the deal. Most Georgia hard money loans run 10-15% down, new investors can start around 5%, and experienced investors hit 0% down on the right scenario. Rehab is always 100% funded through draws. Submit your deal and we'll tell you exactly where you land.
Learn More
Georgia Investor Resources
Deeper reading on the loan structures, underwriting logic, and strategy that drive every Georgia deal we close.
Micah specializes in Non-QM and hard money lending for real estate investors across 37 states. Based in Texas, he founded Capital Kings to give investors a true broker who shops the market on their behalf instead of pitching one lender's product.
Capital Kings, LLC is a non-QM mortgage brokerage. We are not a direct lender. We shop your scenario across a network of state-licensed direct lenders to find the best fit. Loans in Georgia are originated by partner lenders licensed to lend in Georgia. All loans subject to underwriting approval. Rates, terms, and program availability vary by lender and may change without notice. Hard money and DSCR loans are secured by real estate. Not for primary residences.
Broker, Not a Lender